Savings Guide
How Much Should You Save Every Month?
Learn the ideal savings rate and build a habit that creates wealth.
The 50-30-20 Rule
50%
Needs
Rent, bills, groceries
30%
Wants
Entertainment, dining
20%
Savings
Invest, emergency fund
Savings Rate by Age
20s10-20%Start the habit
30s20-30%Peak earning years
40s30-40%Accelerate savings
50s40-50%Catch-up for retirement