Terms of Service
The terms for using SabPataKaro's free educational content and tools.
Acceptance of Terms
By accessing or using SabPataKaro, you agree to these terms. If you don't agree, please don't use the site.
Use of the Site
SabPataKaro is free to access for personal, non-commercial, educational use. You may not scrape, republish, or redistribute our content at scale, or use the site in any way that could disable, overburden, or impair it.
Educational Content, Not Advice
All content, calculators, and tools on SabPataKaro are for general educational purposes only and do not constitute financial, tax, insurance, or legal advice. See our Disclaimer for more detail.
No Products Sold
We do not sell insurance, investment products, or any financial product on this site, and we do not process payments. Where we link to insurers or government portals, any transaction you complete happens entirely on their site, under their terms.
Intellectual Property
The content, design, and branding of SabPataKaro belong to SabPataKaro unless otherwise credited. You may share links to our pages, but please don't copy substantial content elsewhere without permission.
Third-Party Links
Our guides link to official government portals and insurers' websites for your convenience. We don't control these sites and aren't responsible for their content, accuracy, or availability.
Changes to the Site or These Terms
We may update our content, tools, or these terms at any time. Continued use of the site after changes means you accept the updated terms.
Contact
Questions about these terms? Reach us via our Contact page.