Tax Saving Guide
Section 80C Deductions Complete List 2024-25
Save up to ₹46,800 in taxes with Section 80C deductions. Explore all eligible investments and expenses under 80C to maximize your tax savings.
Section 80C Key Points
₹1.5 Lakh
Maximum Deduction
₹46,800
Max Tax Saved (30% slab)
10+
Investment Options
All Section 80C Investment Options
| Investment | Limit | Expected Returns | Lock-in | Risk |
|---|---|---|---|---|
| Public Provident Fund (PPF) | Up to ₹1.5L | 7-8% | 15 years | Low |
| ELSS Mutual Funds | Up to ₹1.5L | 12-15% | 3 years | High |
| National Savings Certificate (NSC) | Up to ₹1.5L | 7-8% | 5 years | Low |
| Tax-Saving Fixed Deposit | Up to ₹1.5L | 6-7% | 5 years | Low |
| Employees' Provident Fund (EPF) | 12% of salary | 8-9% | Till retirement | Low |
| Life Insurance Premium | Up to ₹1.5L | N/A | Policy term | N/A |
| NPS Tier 1 (Combined with 80CCD) | Up to ₹1.5L | 9-11% | Till 60 years | Moderate |
| Sukanya Samriddhi Yojana | Up to ₹1.5L | 8% | Till girl turns 21 | Low |
| Children's Tuition Fees | Up to ₹1.5L | N/A | None | N/A |
| Principal Repayment of Home Loan | Up to ₹1.5L | N/A | None | N/A |
Recommended 80C Strategy
Conservative Investor
- PPF: ₹1.5 lakh (safety + returns)
- EPF: Continue contributions
- Tax-saving FD: For additional safety
Balanced Investor
- PPF: ₹75,000 (stability)
- ELSS: ₹75,000 (growth)
- EPF: Continue + Life Insurance
Aggressive Investor
- ELSS: ₹1.5 lakh (max returns)
- NPS: Additional ₹50K under 80CCD(1B)
- Short 3-year lock-in for ELSS
Frequently Asked Questions
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Use our income tax calculator to see how much you can save with Section 80C investments.