Tax Deduction Guide
Section 80D Health Insurance Tax Benefits
Save up to ₹75,000 in taxes with Section 80D deductions on health insurance premiums for self, family, and parents. Understand limits and maximize savings.
Section 80D Deduction Limits (FY 2024-25)
| Category | Maximum Limit | Notes |
|---|---|---|
| Self & Family (below 60) | ₹25,000 | Preventive check-up included |
| Self & Family (60+ years) | ₹50,000 | Enhanced for senior citizens |
| Parents (below 60) | ₹25,000 | Separate from self |
| Parents (60+ years) | ₹50,000 | Enhanced for senior parents |
| Preventive Health Check-up | ₹5,000 | Within overall limit |
Maximum Deduction Scenarios
Below 60 Years (Self & Parents)
- Self & Family₹25,000
- Parents (below 60)₹25,000
- Total Deduction₹50,000
- Tax Saved (30% slab)₹15,000
With Senior Citizen Parents
- Self & Family₹25,000
- Parents (60+ years)₹50,000
- Total Deduction₹75,000
- Tax Saved (30% slab)₹22,500
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Calculate Your Tax Savings
Use our income tax calculator to see how much you save with Section 80D.