What is SIP in Mutual Funds?
A Systematic Investment Plan (SIP) is a disciplined way to invest in mutual funds. Invest fixed amounts regularly and build wealth over time.
SIP in Simple Terms
A SIP allows you to invest a fixed amount (as low as ₹500) in a mutual fund scheme at regular intervals - typically monthly. Instead of investing a large sum at once, you invest smaller amounts consistently. This builds a habit of saving and takes advantage of rupee cost averaging.
Think of SIP like a recurring deposit, but with potential for higher returns as your money is invested in stocks or bonds through mutual funds. Over time, the power of compounding turns small regular investments into substantial wealth.
Start Small
Begin with just ₹500/month. Increase as your income grows.
Rupee Cost Averaging
Buy more units when markets are low, fewer when high.
Power of Compounding
Small amounts grow into crores over 20-30 years.
Total Invested
₹24 Lakh
Est. Returns (12%)
₹75 Lakh
Total Value
₹99 Lakh
Your investment grows 4x over 20 years! Use our SIP calculator to see your potential returns.